Fillable Form Credit Application Form

What is a Credit Application form?

A Credit Application form is used to standardize borrower information for credit requests. It contains a borrower's identification, number of loans, and financial status.

However, a Credit Application form alone does not guarantee borrowers the approval of credit companies. Supplementary information from the credit rating agency will help the credit companies decide whether a borrower is qualified for a credit account or not.

How to fill out a Credit Application form?

Do prior research on the qualifications of potential applicants of your chosen credit company to boost the chance to be approved. Essentially, enter factual information on the Credit Application form about your current and previous loans.

Name

Enter your name.

Date Birth

Enter your birthdate.

SSN

Enter your social security number.

Current Address

Enter your current address.

Phone

Enter your phone number.

City

Enter your city.

State

Enter the state where you live.

ZIP

Enter your ZIP code.

Owned

Mark the circle if you own the house.

Rented

Mark the circle if you are renting.

Monthly Payment or rent

Enter your monthly or rental payment for the house.

How long?

Enter how long you have been living at your current address.

Previous Address

Enter your previous address.

Phone

Enter the phone number of your previous address.

City

Enter your previous city.

State

Enter the state where you previously lived.

ZIP

Enter your previous ZIP code.

Owned

Mark the circle if you owned your previous house.

Rented

Mark the circle if you rented your previous house.

Monthly Payment or rent

Enter your monthly or rental payment for your previous house.

How long?

Enter how long you lived at your previous address.

Employment Information

Current Employer

Enter your current employer's name.

How Long?

Enter how long you have been working at your current employer.

Employer Address

Enter your current employer's address.

Phone

Enter your current employer's phone number.

Position

Enter your current position in the company.

Hourly

Mark the circle if your salary in your current employer is hourly-based.

Salary

Mark the circle if you are paid a regular salary in your current employer.

Annual Income

Enter your annual income in your current employer.

Previous Employer

Enter your previous employer's name.

Address

Enter your previous employer's address.

How long?

Enter how long you worked at your previous employer.

Phone

Enter your previous employer's phone number.

Email

Enter your previous employer's email address.

Fax

Enter your previous employer's fax number.

Position

Enter your position in your previous employer.

Hourly

Mark the circle if your salary in your previous employer was hourly-based.

Salary

Mark the circle if you were paid a regular salary in your previous employer.

Annual Income

Enter your annual income in your previous employer.

Name and relationship of a relative not living with you

Enter the name of your relative who is not living with you and your relationship with him or her.

Address

Enter your relative's street address.

City

Enter your relative's city.

State

Enter the state where your relative lives.

ZIP

Enter your relative's ZIP code.

Phone

Enter your relative's phone number.

Co-Applicant Information, if for a joint account

This section must be filled out if you are applying for a joint account.

Name

Enter the co-applicant’s name.

Date Birth

Enter the co-applicant’s birthdate.

SSN

Enter the co-applicant’s social security number.

Current Address

Enter the co-applicant’s current address.

Phone

Enter the co-applicant’s current phone number.

City

Enter the co-applicant’s current city.

State

Enter the state where your co-applicant lives.

ZIP

Enter the co-applicant’s current ZIP code.

Owned

Mark the circle if your co-applicant owns the house.

Rented

Mark the circle if your co-applicant is renting.

Monthly Payment or rent

Enter your co-applicant’s monthly or rental payment for the house.

How long?

Enter how long your co-applicant has been living at his or her current address.

Previous Address

Enter the co-applicant’s previous address.

City

Enter the co-applicant’s previous city.

State

Enter the state where your co-applicant previously lived.

ZIP

Enter the co-applicant’s previous ZIP code.

Owned

Mark the circle if your co-applicant owned his or her previous house.

Rented

Mark the circle if your co-applicant rented his or her previous house.

Monthly Payment or rent

Enter your co-applicant’s monthly or rental payment for his or her previous house.

How long?

Enter how long your co-applicant lived at his or her previous address.

Employment Information

Current Employer

Enter the name of the co-applicant's current employer.

How Long?

Enter how long the co-applicant has been working at his or her current employer.

Employer Address

Enter the address of the co-applicant's current employer.

Phone

Enter the phone number of the co-applicant's current employer.

Position

Enter the co-applicant's position in his or her current employer.

Hourly

Mark the circle if the co-applicant's salary in his or her current employer is hourly-based.

Salary

Mark the circle if the co-applicant is paid a regular salary in his or her current employer.

Annual Income

Enter the co-applicant's annual income in his or her current employer.

Previous Employer

Enter the name of the co-applicant's previous employer.

Address

Enter the address of the co-applicant's previous employer.

Phone

Enter the phone number of the co-applicant's previous employer.

Email

Enter the email address of the co-applicant's previous employer.

Fax

Enter the fax number of the co-applicant's previous employer.

Position

Enter the co-applicant's position in his or her previous employer.

Hourly

Mark the circle if the co-applicant's salary in his or her previous employer was hourly-based.

Salary

Mark the circle if the co-applicant was paid a regular salary in his or her previous employer.

Annual Income

Enter the co-applicant's annual income in his or her previous employer.

Name and relationship of a relative not living with you

Enter the name of the co-applicant's relative who is not living with him or her and their relationship.

Address

Enter the address of the co-applicant's relative.

City

Enter the city of the co-applicant's relative.

State

Enter the state where your co-applicant's relative lives.

ZIP

Enter the ZIP code of the co-applicant's relative.

Phone

Enter the phone number of the co-applicant's relative.

Credit Cards

Enter your credit card details. If applying for a joint account, enter the credit card details of the co-applicant.

Name

Enter your credit card name.

Account No.

Enter your credit card account number.

Current Balance

Enter your current credit card balance.

Monthly Payment

Enter your monthly payment for your credit card.

Mortgage Company

Enter your mortgage details. If applying for a joint account, enter the mortgage details of the co-applicant.

Account No.

Enter your mortgage account number.

Address

Enter the address of the mortgage company.

Auto Loans

Enter your auto loans details. If applying for a joint account, enter the auto loans details of the co-applicant.

Auto Loans

Enter the name of your auto loan.

Account No.

Enter your auto loan account number.

Balance

Enter your remaining balance on your auto loan.

Monthly Payment

Enter your monthly payment for your auto loan.

Other Loans, Debts, or Obligations

Enter your other loans, debts, or obligations. If applying for a joint account, enter other loans, debts, or obligations of the co-applicant.

Description

Enter a description of your loan, debt, or obligation.

Account No.

Enter the account number of your loan, debt, or obligation.

Amount

Enter the amount of your loan, debt, or obligation.

Other Assets or Sources of Income

Enter your other assets or sources of income. If applying for a joint account, enter other assets or sources of income of the co-applicant.

Monthly Value $

Enter the monthly value of your assets or sources of income.

I/We authorize

Enter the name of the credit reporting agency.

Signature of Applicant

Enter your signature.

Date

Enter the date upon signing the Credit Application form.

Signature of Co-Applicant, if for joint account

Enter the co-applicant's signature if applying for a joint account.

Date

Enter the date upon signing the Credit Application form.

What is a credit rating agency?

A credit rating agency is a company that verifies and provides credit reports about bond and debt instrument issuers to investors and other credit companies. It rates bond issuers or borrowers based on their credit count and ability to meet their obligations.

Credit companies refer to credit rating agencies to look for borrowers' information. It helps them decide whether to reject or approve credit applications.

What are the basic requirements in applying for a credit card?

Before furnishing a Credit Application form, a borrower needs to have the basic requirements to get the approval of the credit card issuers.

1. Legal Age — A borrower must be at least 18 years old to qualify for bond issuance. He or she must also have a source of income to pay for the credit card. Otherwise, he or she must provide a parent’s permit stating their awareness regarding the matter and the mode of payment.
2. Social Security Number — A borrower needs to furnish a Social Security Number (SSN) to be eligible for credit applications. SSN is used to establish credit history, which is essential for credit card issuers for tracking and verification purposes.
3. Source of Income — A valid source of income is needed to qualify for a credit application. It guarantees the credit card issuers the ability of a borrower to pay for his or her credits, debts, loans, or obligations.
4. Positive credit history — A positive and clean credit history indicates how responsible and eligible a borrower is. With a clean credit history, it is easier for borrowers to get their credit applications approved.